Original Medicare, Medicare Advantage, or Medigap- Which one is right for you?
Whether you're new to Medicare, or you are looking for better coverage and more benefits with your current plan, our agency is prepared to walk you through the process to ensure you have the perfect plan that works for you.
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470-740-6994
Stay Informed
Perfect Plan Solutions wants you to stay informed, and we are dedicated to helping you get there. So what are your Medicare Options:
Original Medicare (Parts A, & B)
Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
• With Part A (Hospital, Hospice, and Some Skilled Nursing Facility Coverage), you pay a deductible for each hospitalization (or benefit period) that is separated by 60 days, as well as a 20% coinsurance, when applicable.
• With Part B (Medical/Outpatient, Preventative Care Coverage) you pay a one-time, annual deductible and 20% coinsurance, after deductible is met.
• If you want prescription coverage, you can purchase a separate Medicare Drug plan (Part D), in addition to Original Medicare.
• To help pay for your out-of-pocket costs in Original Medicare (like your 20% coinsurance and deductibles), you can also purchase additional supplemental coverage (Medigap Coverage), which will pay out to cover most of your out-of-pocket costs.
Medicare Advantage (Part C)
• Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.
• Medicare Advantage plans are administered through private insurance companies (i.e. Humana, United Healthcare, Cigna, etc.), who are contracted with the government to provide privatized Medicare insurance coverage.
• Medicare Advantage plans often have lower out-of-pocket costs (lower deductibles and lower coinsurance costs) than Original Medicare. And many even have a ZERO dollar monthly premium.
• Most plans offer extra benefits that Original Medicare doesn’t cover—like vision, hearing, dental, and more.
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470-740-6994
What We Offer:
Agent Support
We provide guidance through the process. Get advice from our licensed insurance agents at no cost or obligation to enroll.
Plan Selection
We offer plans from numerous health insurance companies. You will not find better premium for these plans anywhere.
Direct Plan Support
We continue to provide direct agent support for any assistance that you may need with your current plan, or even with changing your plan.
If you have any general questions about Medicare/Medicare Advantage, but are not quite ready to schedule a consultation, Schedule a Call With A Live Agent, and we'll be sure to answer any questions that you may have!